Accounts
Cashier Check | $5.00 | per item |
Check Copy | $2.00 | per check |
Coin Counting Service | FREE | |
Dormant Account Fee (Applies to members age 18+ with no activity for 12 months) | $5.00 | per month |
Early Closing Fee (Charged if an account is closed within the first 6 months) | $25.00 | |
Foreign Item up to $200 | $15.00 | per check |
Foreign item over $200 | $25.00 | per check |
Money Order (5 free per month for Nifty Fifty Members) | $5.00 | per item |
Non-Sufficient Funds Fee (NSF) | $35.00 | |
Notary Service (Credit Union Business Only) | FREE | |
Overdraft Privilege Program (NSF) | $30.00 | per item |
Photocopies (Credit Union Business Only) | FREE | |
Returned Item Fee (Charged per returned item from a Deposit, Loan Payment, or Credit Card Payment ) | $20.00 | |
Stop Payment Fee (For a check, range of checks, or pre-authorized ACH debit transactions) | $25.00 | |
Temporary Checks | $2.00 | set of 4 checks |
Bill Payer Service
Donation Check Service | $1.99 |
Gift Check Service | $2.99 |
Rush Payment Next Business Day | $19.95 |
Rush Payment Second Business Day | $14.95 |
Rush Payment Second Business Day Electronic Delivery | $4.95 |
Business Accounts
Checking Monthy Service Fee | FREE |
Payroll Checking Monthy Service Fee | FREE |
Checking/Payroll Checking Per Cleared Check Fee | FREE |
Cards (ATM/Debit/Visa)
All Transactions at LFCU ATM’s | FREE |
First six (6) transactions per month at Non LFCU ATM’s | FREE |
Each additional ATM transaction over six (6) per month | $2.00 |
Non-member ATM withdrawal fee | $4.00 |
Express Delivery of Card (standard 2 business days) | $30.00 |
Express Delivery of Card (standard next business day) | $50.00 |
All POS Transactions | FREE |
Empty Envelope ATM Deposit | $50.00 |
Improper Endorsement ATM Deposit | $3.00 |
Replace Lost or Damaged Card | $5.00 |
Check Cashing Fee
Payroll Checks for Non-Members with proper ID | 5% |
Members age 22 and older, total account balance is less than $250 unless member has an active loan with Lebanon FCU | $5.00 |
Loans
CARFAX Vehicle History Report (Limit of one per auto loan application) | FREE |
Late Fee (After 15-day grace period) | 4% – 5% |
Skip-A-Payment | $35.00 |
Mortgage SatisfactionF ee | $85.00 |
Mortgage Subordination Fee | $250.00 |
Visa Credit Card Late Payment | Up to $25.00 |
Miscellaneous
Legal Processing Fee (Includes domestic relations order, garnishments, levies, search warrants, subpoenas, writs, etc) | $100.00 | |
Money Bags | $3.00 | |
Money Envelopes | $0.15 | each |
Research & Reconciliation Fee | $30.00 | per hour |
Returned Mail/ Undeliverable Address | $3.00 | per month |
Signature Guarantee | FREE | |
Statement Copy | $2.00 | per statement |
Wire Transfer – Incoming | FREE | |
Wire Transfer – Outgoing Domestic | $30.00 | |
Wire Transfer – Outgoing International | $40.00 |
Share Certificates
Early Withdrawal Penalties | |
Term to maturity less than two (2) years | 90 days dividends |
Term to maturity equal to or greater than two (2) years but less than four (4) years | 180 days dividends |
Term to maturity that is equal to or greater than four (4) years | 270 days dividends |
Safe Deposit Boxes
Contents of the Safe Deposit Boxes are not insured by the NCUA
Annual Rental Fee | |
3 X 5 | $30.00 |
3 X 10 | $45.00 |
5 X 10 | $50.00 |
10 X 10 | $75.00 |
Drilling Fee: Lesser of $150.00 or price at cost Insured by Credit Union | |
Replacement Key | $10.00 |